Crop Insurance Product Comparison
Compare Our Products
| Revenue Protection (RP) | Yield Protection/ Actual Production History (YP/APH) | Supplemental Coverage Option (SCO) | Enhanced Coverage Option (ECO) | Margin Protection (MP) |
|---|---|---|---|---|
| Benefit | ||||
| Establishes a dollar guarantee based on the Commodity Exchange Price Provisions (CEPP) projected price and your actual production history (APH) | Establishes a yield guarantee based on your actual production history (APH) | Additional policy that follows the coverage of your underlying policy. SCO brings your coverage up to 86% of the area’s expected revenue/yield. | Additional policy that follows the coverage of your underlying policy. ECO brings your coverage up to 90% to 95% of the area’s expected revenue/yield. | Additional policy that can be purchased alone or with an underlying MPCI. MP is an area plan protecting against unexpected decreased operating margin. |
| Insures Against | ||||
| Revenue loss due to increase or decrease in price, low yield or combination of these | Production loss | Area decline in production/revenue | Area decline in production/revenue | Unexpected decrease in operating margin |
| Guarantee | ||||
| Approved yield x coverage level x greater of projected price or harvest price | Approved yield x selected level | 86% of area expected yield/revenue | 90% to 95% of area expected yield/revenue | 70% to 95% of expected area margin |
| Price | ||||
| Uses base and harvest price per commodity according to CBOT | YP — Uses base price per commodity according to CBOT. APH — RMA-determined commodity price |
Uses base and harvest price per commodity according to CBOT | Uses base and harvest price per commodity according to CBOT | Revenue — Uses base and harvest price per commodity according to CBOT. Inputs — RMA determines input costs from August 15 to September 14. |
| Unit Structure | ||||
| Basic, Optional, Enterprise | Basic, Optional, Enterprise | One unit for each commodity, type and practice within each county | One unit for each commodity, type and practice within each county | One unit for each commodity, type and practice within each county |
| Replant | ||||
| Available | Available (except for CAT coverage level) | N/A | N/A | N/A |
| Prevented Planting | ||||
| Available | Available | N/A | N/A | N/A |
| Additional Information | ||||
| Learn More about Revenue Protection | Learn More about Yield Production/Actual Production History | Learn More about Supplemental Coverage Option | Learn More about Enhanced Coverage Option | Learn More about Margin Protection |
Compare Our Products
Revenue Protection (RP)
Establishes a dollar guarantee based on the Commodity Exchange Price Provisions (CEPP) projected price and your actual production history (APH)
Revenue loss due to increase or decrease in price, low yield or combination of these
Approved yield x coverage level x greater of projected price or harvest price
Uses base and harvest price per commodity according to CBOT
Basic, Optional, Enterprise
Available
Available
Yield Protection/ Actual Production History (YP/APH)
Establishes a yield guarantee based on your actual production history (APH)
Production loss
Approved yield x selected level
YP — Uses base price per commodity according to CBOT.
APH — RMA-determined commodity price
Basic, Optional, Enterprise
Available (except for CAT coverage level)
Available
Supplemental Coverage Option (SCO)
Additional policy that follows the coverage of your underlying policy. SCO brings your coverage up to 86% of the area’s expected revenue/yield.
Area decline in production/revenue
86% of area expected yield/revenue
Uses base and harvest price per commodity according to CBOT
One unit for each commodity, type and practice within each county
N/A
N/A
Enhanced Coverage Option (ECO)
Additional policy that follows the coverage of your underlying policy. ECO brings your coverage up to 90% to 95% of the area’s expected revenue/yield.
Area decline in production/revenue
90% to 95% of area expected yield/revenue
Uses base and harvest price per commodity according to CBOT
One unit for each commodity, type and practice within each county
N/A
N/A
Margin Protection (MP)
Additional policy that can be purchased alone or with an underlying MPCI. MP is an area plan protecting against unexpected decreased operating margin.
Unexpected decrease in operating margin
70% to 95% of expected area margin
Revenue — Uses base and harvest price per commodity according to CBOT.
Inputs — RMA determines input costs from August 15 to September 14.
One unit for each commodity, type and practice within each county
N/A
N/A